End-of-Year Life Insurance Checkup: Are You Still Covered?

The end of the year is a perfect time for reflection and evaluation. As the holiday season and open enrollment period approach, it's natural to reconsider your life insurance needs. Life is full of changes, both expected and unexpected, and what once seemed like adequate coverage might now be outdated. Consider whether your priorities and responsibilities have shifted without you realizing it.

Reassessing Your Life Insurance Needs

Here are important events that might signal a need to reassess your policy:

• A new job, promotion, or retirement- Career changes can affect your income and future plans.
• Getting married or divorced- Relationship changes can significantly impact your coverage needs.
• Welcoming a child or grandchild- New family members bring joy and additional responsibilities.
• Buying a home or taking on new financial obligations- Increased financial commitments may require more protection.
• Changes in health, income, or long-term financial goals- Keep your policy aligned with your current situation.
• Adjusting beneficiary designations or estate plans- Ensure your coverage reflects your wishes.

Peace of Mind for the Future

Reviewing your life insurance annually ensures that your coverage stays relevant to your current life circumstances. This proactive step offers the peace of mind that comes from knowing your loved ones are protected. Before the year ends, consider scheduling a quick coverage review. It's an easy and supportive process that ensures your policy meets your needs.

If you have questions or would like a review, reach out to us. We're here to help you make informed decisions about your life insurance coverage.